On Financial Problems

My neighbor had a terrible financial problem since they had the car accident few months ago. He does not work and he relies only on his disability check every month. His wife on the hand works in a big department store in the country. She comes home stressed out and complaining about the benefits that she got. So, she tried to find another job and talk to the management that she needs a raise or else, she will quit the job. The car has to be fixed and she took personal loans to finance the amount needed to fix it. They live from pay check to pay check and sometimes, they loan money from us. It was not that much but, the thought of borrowing money from the neighbor must be hard for them. It took them few months to get on their feet again and resolved their financial problems. They paid all their loans and got back their car. I guess, they are doing alright by now because they do not ask for any favors from us. Sometimes, when we are hard up, we tend to borrow money from family or friends. But, as much as possible it is actually easy to loan money from a lending company than our friends or family, right? What do you think?